HomeRetailRetail bankingOther financial servicesPrivate pension fundsPension fund "Lukoil - Garant" Deposits and current accounts Loans Loan repayment Plastic cards Money transfers Other financial services Special campaigns Pension fund "Lukoil - Garant» Non-state pension fund LUKOIL-GARANT Non-state pension fund (hereinafter NPF) LUKOIL-GARANT was founded in 1994. In the course of 17 years it successfully lived through all the declines having never broken its obligations to the clients and never stopping the pension payments which are paid to over 50,000 people. Annually before September, 1 the NPF LUKOIL-GARANT sends his clients the informational letters on the results of the fund’s work. This letter contains an extract from the pension account of the funded component of the retirement pension. One of the biggest pension funds in the country: The total number of the Fund’s clients 1s over 1.9 million people. In 2010 more than 346,000 people entrusted the formation of their future pension to the NPF LUKOIL-GARANT One of the most reliable pension funds in the country: In 2010 the most established rating agencies of the country – Expert RA and National rating agency once again confirmed the highest degree of reliability of the NPF LUKOIL-GARANT by giving the reliability the “A++” and the “AAA” ratings, respectively. Despite the effects of the financial crisis, the mid-year return of the pension savings funds investment to the NPF LUKOIL-GARANT has been exceeding the return of the Pension Fund of Russia for the last 6 years and almost completely covering the inflation for the same period. Return for the year 2010 was 10.55%. You can hand in the application for the funded pension component transfer to the NPF LUKOIL-GARANT right now. More information on the NPF LUKOIL-GARANT www.lukoil-garant.ru